Replacement Insurance


Whether you are the proud owner of a brand new or a pre-owned vehicle, it is always reassuring to know that it’s covered and can be replaced in case of a total loss. When you subscribe to the Replacement Insurance program, if your new car is deemed a total loss due to an accident, a fire, or a theft you’re entitled to a current model vehicle comparable to the original vehicle. If for the same reasons your pre-owned vehicle is also deemed a total loss, you’ll be entitled to a comparable replacement car. Can it get simpler than that?

* Available in Quebec Only

The freedom to choose…

Various options give you the freedom to select the plan that best suits your needs.

  • Terms start from 24 months and can go up to 84 months.
  • Select your deductible coverage.
  • Choose to upgrade the parts used on the repairs to new original manufacturer’s replacement parts to a maximum of $1500 including taxes.
  • Get a rental car for up to one month.

Should anything happen, we are here to help! Sit in the driver seat and let us travel alongside! This program can also be available to commercial use vehicles. Ask for details.

* This product is available in Quebec only. Terms and conditions apply. Please visit your local dealership to inquire about Industrial Alliance’s Replacement Insurance program.